If you’ve ushered in the new year with a resolution to be better with your finances in 2020, then you may already have given some thought to ways you might be able to save money over the next twelve months and get your finances ship shape and pointed in the right direction, but why stop there?

As well as saving a few extra pounds you could also, with a modicum of effort, start to make some more money with a few of the ideas we’ve put together in this article.

Make 2020 the year that you start to make more money than you spend; time to get hustling.

Did you know you can get paid to use your credit card?

Not just an instrument of debt, a credit card can work in your favour in a couple of ways. The trick with a credit card is to be self-disciplined and aware of how you are using it. Always think about the interest you are paying, the amount you spend, and the affordability of repayments against your ingoing and outgoing budget.

Not only can the strategic use of a credit card be a great way to boost your credit score, it can also actually make you money. Some credit cards offer a cash back scheme that rewards you every time you use it. If you can sensibly manage your everyday spending on a credit card (minding the interest and paying it in full every month), then you could potentially earn hundreds of pounds annually just for parting with the money you were going to spend anyway.

Premium Bonds are still an option

You might remember your parents talking about Premium Bonds, and they might seem to have fallen out of fashion over time, but they are still a legitimate way of saving money with the added benefit or perhaps winning up £1m. Of course there are no guarantees here, and they don’t pay any interest like a traditional savings account but with a traditional savings account there’s no chance of becoming an overnight millionaire either.

Hunt for discount voucher codes on the Internet

An online discount voucher code or coupon is like free money that you can claim against your online purchases. There are plenty out there and all you have to do is source one that is applicable to whatever you’re trying to purchase and you could be adding discounts of up to 50% or more to your purchasing power.

For example, if you’re in the market for some new bedroom furniture, pick yourself up an Argos discount code, then apply it at the checkout stage of your purchase and make a significant saving.

Sell your excess belongings on eBay

Why not use online sites to make a little extra cash by selling your unwanted gifts or household items? Decluttering your life is always a good idea and can be good for the soul, but it can also be pretty beneficial for your wallet too.

eBay charges an insertion fee or a cost against anything you sell, so don’t forget to check out some of the other marketplaces online such as Gumtree or Facebook marketplace too as these websites will allow you to sell your items for free.