Obviously there might be things like holidays you want to save for, but as the years pass by there are so many other things you feel you should be planning for as well – how do you do all of this and live as well? The truth is that sometimes you don’t. There are likely to be times in your life when you can’t do all of this, when money is far tighter than usual and you might not have any ‘spare’ to put towards anything at all.
For many people, the COVID-19 pandemic will have taken a toll on their personal finances. Perhaps you have been furloughed, or your monthly income has been dramatically slashed.
A new child on the horizon can be an incredible thing. There’s so much to look forward to, from first words to first steps, and even a first day at school. However, before you can start getting really excited about your impending arrival, you need to make sure that you feel comfortable from a financial perspective.
The Coronavirus pandemic has affected us all in a massive way, putting businesses on hold in many different areas and shutting them down entirely in others. The most important thing is staying safe with our families, making sure that we’re doing what we can to social distance and stop the spread of the virus, but what if we want to secure our finances in preparation for the future?
If you’ve ushered in the new year with a resolution to be better with your finances in 2020, then you may already have given some thought to ways you might be able to save money over the next twelve months and get your finances ship shape and pointed in the right direction, but why stop there?
The cost of running a house is never cheap, and between making sure the house is warm, and keeping the water running for the family to use, the bills soon add up around the home. So, whether you are able to comfortably stick to your budget already or you’re looking for a way to rein in your spending habits, being able to save money around the home is something that everyone aims to do.
Money isn’t spoken about that much. It’s whispered behind closed doors or alluded to in off-hand comments, but talking about finances is healthy and helps to ensure that everyone knows what help and support is available. Particularly as parents, finances can be difficult to manage so talking about money is important.
Being a new parent is exciting. The clothes, the toys, choosing the bedroom extras. One of the rights of passage all parents go through is realising that the Christmas price hike is a huge drain on the funds you have available for the January sales – you know, when shops roll out the discounts and […]