We know that the cost of living is rising astronomically and that means many of us are cutting down on what we deem to be ‘unnecessary’ expenses. The thing is, it’s hard to know whether things like private health insurance are necessary or not. When you live somewhere with an excellent public system, the idea of needing private insurance may feel a little absurd and if you can save money, you will. However, you have to consider your health in the overall sense.