Thinking about your family’s long-term financial security can feel like a huge job, especially when you’re juggling the daily demands of parenting. The good news is you don’t need to be a financial wizard to build a stable future. By breaking the process down into manageable steps and starting with small, consistent actions, you can create a solid foundation that will support your loved ones for years to come.
The world is changing fast. Whilst there are many things we cannot control, or even hugely influence, there are lots of things that we can. In this article I will suggest a few ways that you can ‘future proof’ your life.
Obviously there might be things like holidays you want to save for, but as the years pass by there are so many other things you feel you should be planning for as well – how do you do all of this and live as well? The truth is that sometimes you don’t. There are likely to be times in your life when you can’t do all of this, when money is far tighter than usual and you might not have any ‘spare’ to put towards anything at all.
For many people, the COVID-19 pandemic will have taken a toll on their personal finances. Perhaps you have been furloughed, or your monthly income has been dramatically slashed.
Everyone has a bubble, whether that be your home, partner or children. Family insurance can help protect your bubble. Should anything happen to you or a family member, you may not just lose a loved one, but you would also lose their income. Would you be able to live the life you are used to without their financial support?
Twelve years ago when I was pregnant with my first child I remember being given a leaflet about Stem Cell collection at a baby show. I had no idea what it was about really, just that it was an expensive process. The leaflet went in the recycling and that was that. I don’t know anyone who […]