Financial Planning for the Future

Obviously there might be things like holidays you want to save for, but as the years pass by there are so many other things you feel you should be planning for as well – how do you do all of this and live as well? The truth is that sometimes you don’t. There are likely to be times in your life when you can’t do all of this, when money is far tighter than usual and you might not have any ‘spare’ to put towards anything at all.

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Choosing handmade gifts this Christmas

There is something really incredible about a handmade gift. I have a very clever school friend who makes handmade signs out of reclaimed wood and they are just incredible on so many levels. Not only do they look amazing, but the idea of taking something unused and turning it into a beautiful gift is much more sustainable than purchasing some mass-produced plastic thing with an unnecessary amount of packaging.

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